I got rid of the "Losing it all" rule completely. It's a cash based setting, if you don't have the money then you can't buy the item/service. Going into debt and serious problems because of a bad roll, is not a rule I wish to enforce at the table.
MC3 homebrewer. Check the thread!
CA-138 Deathlockdrum - when you want to put a grenade launcher on a grenade launcher, so you can launch grenades when launching grenades.